A life settlement allows you to sell your existing life insurance policy to a licensed buyer for more than the surrender value but less than the death benefit.
At Life Settlements Florida, we help policyholders throughout the Sunshine State convert their life insurance policies into cash.
Founded in 2010 by John Harrison, a seasoned financial advisor, our firm was built on integrity, transparency, and a commitment to client-first representation.
We work exclusively for policy owners, not buyers, to secure the highest life settlement payout possible through a competitive bidding process among licensed institutional buyers.
As a Florida-based fiduciary firm, we understand the unique needs, regulations, and financial goals of Florida residents. Our mission is simple: to provide honest, expert guidance that helps you achieve maximum value for your life insurance policy.
Life Settlements Florida was founded after witnessing the frustration many policyholders faced when trying to access the cash value locked inside their life insurance policies.
We saw the need for a transparent, Florida-focused firm that represents the seller’s interests, not the buyers’.
Today, we proudly help seniors and policyholders statewide make informed, confident decisions about their financial future.
Our dedicated Florida team brings decades of experience in finance, policy valuation, and client relations.
Sarah Martinez, Chief Operations Officer — 15+ years in financial services and client advocacy.
Michael Chen, Senior Policy Analyst — University of Florida graduate with actuarial expertise.
Jane Thompson, Client Relations Manager — trusted by families throughout Tampa and the Gulf Coast.
Together, we ensure your life settlement experience is smooth, secure, and rewarding.
We represent Florida life insurance policy owners, not the buyers, to secure the highest life settlement payouts by comparing multiple buyers to get the best offer possible.
Sell your life insurance policy for cash with confidence. Our team creates competition among multiple licensed buyers to help you receive the best possible market value.
For clients facing chronic or terminal illness, a viatical settlement can provide immediate financial relief. We handle the process with compassion, care, and confidentiality.
Discover your policy’s true worth. Our certified appraisals give you accurate valuations so you can make informed decisions about selling or keeping your coverage.
We customize programs for Florida policyholders seeking financial flexibility and peace of mind. Our advisors manage everything—from appraisal to payout.
We compare multiple offers from licensed institutional buyers to ensure you receive the highest cash settlement available for your policy.
With years of industry experience, our team brings deep expertise to every client interaction. We stay current with industry trends to provide the best service possible.
We take the time to understand your unique needs and tailor our services to meet them. Our client-first approach ensures you receive the attention and support you deserve.
As a Florida-based company, we are deeply connected to our community. We understand the local landscape and are committed to making a positive impact in the lives of our clients.
We believe in transparent processes and building trust with our clients. From initial consultation to final transaction, we ensure you are informed and comfortable every step of the way.
Ready to explore your options with Life Settlements Florida? Our team is here to help. Contact us today to schedule a consultation and discover how we can assist you in unlocking the value of your life insurance policy.
Thank you for choosing Life Settlements Florida. We look forward to serving you and helping you achieve your financial goals.
A life settlement allows you to sell your existing life insurance policy to a licensed buyer for more than the surrender value but less than the death benefit.
Every policy is unique, but Florida life settlement payouts often range from 10–40% of the death benefit, depending on your age, policy type, and premiums.
Yes. Florida has strong regulations protecting policyholders in life and viatical settlements, ensuring transparency, licensing, and fair dealing.
We represent you, the policy owner. Our fiduciary role means we never work for or get paid by the buyers—we only serve your financial interest.
A life settlement is typically for seniors with unneeded policies. A viatical settlement is designed for those facing serious or terminal illness seeking immediate cash relief.
Life Settlements Florida is here to help you unlock your policy’s value. Let’s connect and explore your options today!
(813) 722 1837